LOAN PROGRAMS

NON-RECOURSE IRA LOANS

GROW YOUR RETIREMENT INCOME WITH A NON-RECOURSE IRA LOAN

Through our Non-Recourse IRA Loan Program, Sierra Crest Capital facilitates your real estate purchase or refinance within your Self-Directed IRA retirement plan. Our Non-Recourse IRA lending allows you to maximize your retirement funds when you purchase income-generating investment properties.

WHAT IS A NON-RECOURSE IRA LOAN?

A Non-Recourse IRA Loan works alongside your Self-Directed IRA to purchase or refinance investment real estate. The IRS requires you to obtain Non-Recourse IRA financing when leveraging your Self-Directed IRA because you cannot personally guarantee this loan. This protects your retirement account’s tax-exempt/deferred status

OUR LOAN PROCESS

The process for securing a Non-Recourse IRA Loan differs from other types of real estate loans. Below are steps from where to begin and how to move forward with submitting your application.

Step 1

Work with your investment specialist to establish an account with a Self-Directed IRA Custodian.

Step 2

Locate an acceptable Income-Producing property that supports your personal investment goals.

Step 3

Execute a Purchase Agreement in the name of your IRA’s LLC or Custodian, according to your custodian requirements.

Step 4

Contact Sierra Crest Capital for a one-on-one educational experience to learn more about the benefits and terms of your Non-Recourse Loan.

Step 5

Submit your opening package to your Loan Manager and initiate your loan application to begin your lending process.

*It is important to understand that Sierra Crest Capital can help you facilitate the financing of a property; however, the foregoing does not intend to and does not constitute legal advice or financial/investment/tax advice. Please consult with your attorney, investment advisor, and/or tax consultant to determine what may be best for your individual needs.